Our Plans

Our health plans offer various levels of benefits, all with the same superior quality of care and convenient access to healthcare coverage.

All our plans offered include a core set of essential health benefits, which include: General and Specialist Consultation, Routine Laboratory Services, Prescription Drugs, Physiotherapy, Hospital Admission and feeding, Emergency Care, Minor and Intermediate Surgeries and simple Optical Care.

Important: Waiting periods and exclusions apply to certain health plans. Please click here to learn more.

ServicesAccess CoreAccess BasicAccess PlusAccess PremiumAccess Prestige
General Consultation 15YesYesYesYesYes
Specialist Consultation 156 per year6 per yearYesYesYes
Lab Investigations 15YesYesYesYesYes
Prescribed DrugsYesYesYesYesYes
Physiotherapy 15YesYesYesYesYes
Chronic Conditions 15NoOptional*YesYesYes
Plain X-RayYesYesYesYesYes
Contrast X-RayYesYesYesYesYes
Ultrasound Scans 15YesYesYesYesYes
Hospital Admissions 15General WardGeneral WardGeneral WardSemi-Private WardPrivate
Feeding on AdmissionYesYesYesYesYes
Drugs & Infusions 15YesYesYesYesYes
Antenatal Care & Delivery 15NoNoYesYesYes
Postnatal Care – 6 weeksNoNoYesYesYes
Neonatal Care 15NoNoYesYesYes 15
IUCDs, Injectables, Oral Contraception 15NoNoYesYesYes
Well baby checkNoNoYesYesYes
Routine (NPI) Immunization (OPV, DPT, Measles, HBV, Vitamin A) 15NoNoYesYesYes
Additional Immunization (Heberix, MMR, Menava x, Rotarix, Yellow Fever) 15NoNoNoYesYes
Emergency Care 15YesYesYesYesYes
Ambulance Service 15NoNoYesYesYes
Minor Surgeries 15YesYesYesYesYes
Intermediate Surgeries 15YesYesYes 15Yes 15Yes 15
Major Surgeries 15NoNoNoNoYes
Simple Optical CareYesYesYesYesYes
Ophthalmology (Consultation, Drugs & Surgeries)NoNoYesYesYes
Major Eye SurgeriesNoNoNoNoYes
Eye Glasses & Contact Lenses 15Up to N6,000
Up to N6,000Up to N15,000Up to N40,000Yes
Primary Dental Care (Scaling & Polishing, Simple Fillings, Simple Extractions) 15NoNoYesYesYes
Dental Surgical ExtractionNoNoNoNoYes
HIV/AIDS Treatment 15NoNoYesYesYes
Special Investigations (ECG & EEG, Myelogram, CT Scan, Echo, MRI Scan) 15NoNoYes 15Yes 15Yes 15
Annual Wellness Check 15NoNoNoYes
Comprehensive 15
Intensive Care 15NoNoNoNoYes
7 days ICU Cover
Infertility Cover 15NoNoNoNoYes
Renal DialysisNoNoNoNoYes
Covered for 2 sessions
Premium per Person
per Annum
N 15,000N 22,100N 31,954N 63,076N 140,874.50
Premium per Family
per Annum
N 60,000N 88,100N 127,816N 220,766N 422,622.50