Our Plans

Our health plans offer various levels of benefits, all with the same superior quality of care and convenient access to healthcare coverage.

All our plans offered include a core set of essential health benefits, which include: General and Specialist Consultation, Routine Laboratory Services, Prescription Drugs, Physiotherapy, Hospital Admission and feeding, Emergency Care, Minor and Intermediate Surgeries and simple Optical Care.

Important: Waiting periods and exclusions apply to certain health plans. Please click here to learn more.

Services Access Core Access Basic Access Plus Access Premium Access Prestige
General Consultation 15 Yes Yes Yes Yes Yes
Specialist Consultation 15 6 per year 6 per year Yes Yes Yes
Lab Investigations 15 Yes Yes Yes Yes Yes
Prescribed Drugs Yes Yes Yes Yes Yes
Physiotherapy 15 Yes Yes Yes Yes Yes
Chronic Conditions 15 No Optional* Yes Yes Yes
Plain X-Ray Yes Yes Yes Yes Yes
Contrast X-Ray Yes Yes Yes Yes Yes
Ultrasound Scans 15 Yes Yes Yes Yes Yes
Hospital Admissions 15 General Ward General Ward General Ward Semi-Private Ward Private
Feeding on Admission Yes Yes Yes Yes Yes
Drugs & Infusions 15 Yes Yes Yes Yes Yes
Antenatal Care & Delivery 15 No No Yes Yes Yes
Postnatal Care – 6 weeks No No Yes Yes Yes
Neonatal Care 15 No No Yes Yes Yes 15
Counselling No No Yes Yes Yes
IUCDs, Injectables, Oral Contraception 15 No No Yes Yes Yes
Well baby check No No Yes Yes Yes
Routine (NPI) Immunization (OPV, DPT, Measles, HBV, Vitamin A) 15 No No Yes Yes Yes
Additional Immunization (Heberix, MMR, Menava x, Rotarix, Yellow Fever) 15 No No No Yes Yes
Emergency Care 15 Yes Yes Yes Yes Yes
Ambulance Service 15 No No Yes Yes Yes
Minor Surgeries 15 Yes Yes Yes Yes Yes
Intermediate Surgeries 15 Yes Yes Yes 15 Yes 15 Yes 15
Major Surgeries 15 No No No No Yes
Simple Optical Care Yes Yes Yes Yes Yes
Ophthalmology (Consultation, Drugs & Surgeries) No No Yes Yes Yes
Major Eye Surgeries No No No No Yes
Eye Glasses & Contact Lenses 15 Up to N6,000
Optional*
Up to N6,000 Up to N15,000 Up to N40,000 Yes
Primary Dental Care (Scaling & Polishing, Simple Fillings, Simple Extractions) 15 No No Yes Yes Yes
Dental Surgical Extraction No No No No Yes
HIV/AIDS Treatment 15 No No Yes Yes Yes
Special Investigations (ECG & EEG, Myelogram, CT Scan, Echo, MRI Scan) 15 No No Yes 15 Yes 15 Yes 15
Annual Wellness Check 15 No No No Yes
Basic
Yes
Comprehensive 15
Intensive Care 15 No No No No Yes
7 days ICU Cover
Infertility Cover 15 No No No No Yes
Renal Dialysis No No No No Yes
Covered for 2 sessions
Premium per Person
per Annum
N 15,000 N 22,100 N 31,954 N 63,076 N 140,874.50
Premium per Family
per Annum
N 60,000 N 88,100 N 127,816 N 220,766 N 422,622.50