Individuals | Avon HMO

As an individual, you want to have the kind of healthcare that is well-suited to your stage in life. Whether you are just starting out, mid-career or can afford the finer things in life, you want an affordable health plan that has been created just for you.

Our four plans – Life Starter, Life Plus, Premium Life and The Boss Life – provide the flexibility and affordability you desire while offering increasing levels of benefits.

Important: Waiting periods and exclusions apply to certain health plans. Please click here to learn more.

Please note that prices are per person per year.

Services	Life Starter ₦ 19,999 Buy	Life Plus ₦ 42,999 Buy	Premium Life ₦ 69,999 Buy	The Boss Life ₦ 140,999 Buy
General Consultation	Yes	Yes	Yes	Yes
Specialist Consultation	3 per annum	4 per annum	Yes	Yes
Lab Investigations	Yes	Yes	Yes	Yes
Prescribed Drugs	Yes	Yes	Yes	Yes
Physiotherapy	5 per annum	10 per annum	10 per annum	10 per annum
Nutritionist/ Dietician Consultation	Quarterly	Quarterly	Quarterly	Quarterly
Travel Immunization	Yes	Yes	Yes	Yes
Chronic Conditions Management	No	No	Yes	Yes
Plain & Contrast X-Rays	Plain X-Ray only	Yes	Yes	Yes
Ultrasound Scans	No	Yes	Yes	Yes
Admissions in Hospital	General Ward	General Ward	Semi-Private Ward	Private Ward
Admissions per Annum	15 days	30 days	30 days	Unlimited stay
Feeding on Admission	Yes	Yes	Yes	Yes
Drugs & Infusions	Yes	Yes	Yes	Yes
Antenatal Care & Delivery	No	Yes	Yes	Yes
Postnatal Care – 6 weeks	No	Yes	Yes	Yes
Neonatal Care	No	Yes	Yes	Yes
Family Planning Services	Yes	Yes	Yes	Yes
Routine (NPI) Immunization	No	Yes 0 – 5 years	Yes 0 – 5 years	Yes 0 – 5 years
Additional Immunization	No	No	Yes 0 – 5 years	Yes 0 – 5 years
Emergency Care	Yes	Yes	Yes	Yes
Emergency Ambulance Service	From hospital to hospital	From hospital to hospital	From hospital to hospital	From hospital to hospital & roadside to hospital
Minor Surgeries	Limit: N120,000	Limit: N250,000 per person	Limit: N350,000 per person	Limit: N1M per person
Intermediate Surgeries
Major Surgeries
Optical Care	Limit: N5,000 per person	Limit: N7,500 per person	Limit: N15,000 per person	Limit: N40,000 per person
Dental Care	Scaling & polishing	Limit: N20,000 per person	Limit: N60,000 per person	Limit: N100,000 per person
Dental Surgical Extraction	No	No	Yes	Yes
HIV/AIDS Treatment	Yes	Yes	Yes	Yes
Special Investigations	No	No	Yes	Yes
Mental Health Services	Yes (15 days)	Yes (30 days)	Yes (30 days)	Yes (30 days)
Annual Wellness Check	Yes Basic	Yes Basic	Yes Intermediate	Yes Comprehensive
Intensive Care, Neonatal ICU, Special Baby Care Unit	No	Yes 24 hrs ICU cover	Yes 3 days ICU cover	Yes 7 days ICU Cover
Infertility Investigation	No	Yes	Yes	Yes
Renal Dialysis	No	Yes (1 emergency session)	Yes (2 sessions)	Yes (3 sessions)
	Life Starter ₦ 19,999 Buy	Life Plus ₦ 42,999 Buy	Premium Life ₦ 69,999 Buy	The Boss Life ₦ 140,999 Buy

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