Our Plans

Our health plans offer various levels of benefits, all with the same superior quality of care and convenient access to healthcare coverage.

All our plans offered include a core set of essential health benefits, which include: General and Specialist Consultation, Routine Laboratory Services, Prescription Drugs, Physiotherapy, Hospital Admission and feeding, Emergency Care, Minor and Intermediate Surgeries and simple Optical Care.

Important: Waiting periods and exclusions apply to certain health plans. Please click here to learn more.

ServicesAccess BasicAccess PlusAccess PremiumAccess Prestige
General Consultation 15YesYesYesYes
Specialist Consultation 15YesYesYesYes
Lab Investigations 15YesYesYesYes
Prescribed DrugsYesYesYesYes
Physiotherapy 15YesYesYesYes
Chronic Conditions 15YesYesYesYes
Plain X-RayYesYesYesYes
Contrast X-RayYesYesYesYes
Ultrasound Scans 15YesYesYesYes
Hospital Admissions 15General WardGeneral WardSemi-Private WardPrivate
Feeding on AdmissionYesYesYesYes
Drugs & Infusions 15YesYesYesYes
Antenatal Care & Delivery 15NoYesYesYes
Postnatal Care – 6 weeksNoYesYesYes
Neonatal Care 15NoYesYesYes 15
CounsellingNoYesYesYes
IUCDs, Injectables, Oral Contraception 15NoYesYesYes
Well baby checkNoYesYesYes
Routine (NPI) Immunization (OPV, DPT, Measles, HBV, Vitamin A) 15NoYesYesYes
Additional Immunization (Heberix, MMR, Menava x, Rotarix, Yellow Fever) 15NoNoYesYes
Emergency Care 15YesYesYesYes
Ambulance Service 15NoYesYesYes
Minor Surgeries 15YesYesYesYes
Intermediate Surgeries 15YesYes 15Yes 15Yes 15
Major Surgeries 15NoNoNoYes
Simple Optical CareYesYesYesYes
Ophthalmology (Consultation, Drugs & Surgeries)NoYesYesYes
Major Eye SurgeriesNoNoNoYes
Eye Glasses & Contact Lenses 15NoUp to N6,000Up to N15,000Up to N40,000
Primary Dental Care (Scaling & Polishing, Simple Fillings, Simple Extractions) 15NoYesYesYes
Dental Surgical ExtractionNoNoNoYes
HIV/AIDS Treatment 15NoYesYesYes
Special Investigations (ECG & EEG, Myelogram, CT Scan, Echo, MRI Scan) 15NoYes 15Yes 15Yes 15
Annual Wellness Check 15NoNoYes
Basic
Yes
Comprehensive 15
Intensive Care 15NoNoNoYes
7 days ICU Cover
Infertility Cover 15NoNoNoYes
Renal DialysisNoNoNoYes
Covered for 2 sessions
Premium per Person
per Annum
₦ 17,000₦ 24,580₦ 48,520₦ 108,365
Premium per Family
per Annum
₦68,000₦ 98,320₦194,080₦433,460