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General Consultation 15 Yes Yes Yes
Specialist Consultation 15 Yes Yes Yes
Lab Investigations 15 Yes Yes Yes
Prescribed Drugs Yes Yes Yes
Physiotherapy 15 10 sessions per person 10 sessions per person 10 sessions per person
Nutritionist/Dietician Consultation Quarterly Quarterly Quarterly
Chronic Conditions Management Yes Yes Yes
Personal Health Monitoring Devices Yes Yes Yes
Plain & Contrast X-Rays Yes Yes Yes
Ultrasound Scans Yes Yes Yes
Admissions in Hospital General Ward Semi-Private Ward Private
Admission per Annum 30 days 30 days Unlimited stay
Feeding on Admission Yes Yes Yes
Drugs & Infusions Yes Yes Yes
Antenatal Care & Delivery Yes Yes Yes
Postnatal Care – 6 weeks Yes Yes Yes
Neonatal Care 15 Yes Yes Yes
Family Planning Services Yes Yes 15 Yes 15
Routine (NPI) Immunizations 15 Yes Yes Yes
Additional Immunizations 15 Hepatitis B only Yes Yes
Travel Immunizations Yes Yes Yes
Adult Vaccinations No Yes 15 Yes
Emergency Care 15 Yes 15 Yes 15 Yes 15
Ambulance Service 15 Yes 15 Yes 15 Yes 15
Minor Surgeries 15 Limit:
N250,000
Limit:
N500,000
Limit:
N1,000,000
Intermediate Surgeries 15
Major Surgeries 15
Simple & Acute Optical Care including surgeries (subject to surgery limits) Yes Yes Yes
Eye Tests, Glasses & Contact Lenses
(Once in 2 years)
Limit:
N7,500
Limit:
N15,000
Limit:
N40,000
Primary Dental Care 15 Yes Yes Yes
Dental Surgical Extraction 15 Yes Yes Yes
Dental Care Limits per year Limit:
N20,000
Limit:
N80,000
Limit:
N120,000
HIV/AIDS Treatment Yes Yes Yes
Special Investigations 15 Emergencies only Yes Yes
Mental Health Services 15 Yes Yes Yes
Annual Wellness Check Yes 15 Yes 15 Yes 15
Intensive Care, Neonatal ICU & Special Baby Care Yes
48 hrs cover
Yes
5 days cover
Yes
7 days cover
Infertility Investigation Yes 15 Yes 15 Yes 15
Renal Dialysis 2 sessions 3 sessions 5 sessions
Cancer Care 15 Limit:
N250,000
Limit:
N500,000
Limit:
N1,000,000
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